How to Check Which Bank Account is Linked with Aadhaar: A Complete Guide

Key Takeaways

• The MyAadhaar portal allows individuals to check the status of their bank account linkage with Aadhaar.
• Only one bank account can be linked with Aadhaar as per Reserve Bank of India (RBI) rules.
• The bank account’s seeding with Aadhaar status will be displayed as “Active” or “Inactive” on the MyAadhaar portal.
• The information provided through the MyAadhaar portal is fetched from the server of National Payment Corporation of India (NPCI), and UIDAI is not responsible for its correctness.
• Knowing which bank account is linked with Aadhaar is essential for understanding the Aadhaar-enabled payment system (AePS) and conducting transactions.

How to Check if Bank Account is Linked to Aadhaar

Here’s how to check the bank account linking status on UIDAI’s MyAadhaar portal:

1. Go to my Aadhaar website: Visit the my Aadhaar website.

2. Login: Click on the “Login” button. A new webpage will open, where you need to enter your Aadhaar number and fill in the captcha challenge. Then click

3. “Send OTP”. Once the OTP is received, click “Login”.

Check Bank Seeding Status: After logging in, navigate to the button titled “Bank Seeding Status” and click on it. The page will take a few seconds to load. After that, the bank which is linked with Aadhaar will be shown.

Bank Account Seeding Status Details

The bank account’s seeding with Aadhaar status will be shown as either “Active” or “Inactive”. Additionally, the bank seeding page will display the following details:

A cautionary message is also displayed at the bottom of the Bank account seeding page, stating that the information provided through the link is fetched from the server of National Payment Corporation of India (NPCI), and UIDAI is not responsible for its correctness. The information fetched is not stored by UIDAI.

Knowing which of your bank accounts is linked with Aadhaar will help you understand the Aadhaar-enabled payment system (AePS). If an AePS transaction is to be done, it can only be done through a linked bank account.

This process allows individuals to verify the status of their bank account linkage with Aadhaar, ensuring compliance with government regulations and facilitating access to various benefits and services.

FAQ

Q1: Why is it important to link Aadhaar with a bank account?

A1: Linking Aadhaar with a bank account is mandatory for individuals to avail benefits of various government schemes and scholarships. It also facilitates Aadhaar-enabled payment systems.

Q2: Can multiple bank accounts be linked with the same Aadhaar number?

A2: No, as per Reserve Bank of India (RBI) rules, only one bank account can be linked with Aadhaar.

Q3: What information is displayed when checking the bank account linkage status on the MyAadhaar portal?

A3: The MyAadhaar portal displays the last four digits of the Aadhaar number, the bank name, the bank seeding status (Active/Inactive), and the last updated date.