I am a non resident Indian (NRI). I am working in Canada since FY 2015-16. In India, I have a NRE account, a NRO account and a resident savings bank account (which I had opened while I was in India but didnt get the chance to convert it into a NRO account).
I transfer funds regularly to both my resident savings bank account and the NRE account. I filed the tax return in India as NRI for FY 2016-17 as I wanted to claim the TDS amount deducted on my fixed deposits which were again opened and maintained in the Resident Saving account. I filed the Income tax return on 31st December, 2017. In the income tax return form, I had mentioned the interest income from Resident saving account and Fixed deposit as Income from other sources. I had no tax liability to Indian government, and so I claimed tax refund here.
All that being said, I am worried whether I will get a legal notice from Income tax Department for keeping the Regular saving account in India while maintaining NRI status for FY 2016-17.
Please note I have already started the process of converting my Regular saving account into NRO account.
Jan. 25, 2018